Question: You are driving your friends car and you get involved in an at fault accident causing bodily injuries to another person. Because the accident was your fault, will your coverage pay first or the owner of the vehicle’s auto insurance policy pay 1st for the injured person?
Answer: The car owner’s policy is primary and your policy will pay after his policy has been exhausted.
Call the Protection Connection @ 954-929-9000 and check out our website at www.ProtectionConnectionInsurance.com to learn more about what you are and are not covered for. At the Protection Connection, we can review your current auto insurance policy to see if you have any gaps in coverage and to make sure you are getting all the discounts that you qualify for. Contact us today! www.ProtectionConnectionInsurance.com
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
Personal Injury Protection (PIP) covers, within your limits, the medical or funeral expenses of you, passengers, or pedestrians injured in your accident. This coverage is only available in certain states, so always check with a licensed auto insurance agent.