It’s something that happens, but not to everyone, but when it happens, it’s almost guaranteed to cause nothing but problems.
Car insurance ! the one premium we all seem to have to have, but when it comes to claiming from them, it’s something many of us wish we never had to have.
Now the reason for this post is to share my experience i’ve recently had with my insurance company. For obvious reason’s, i’m not going to say who they are, only that when ever I see that red phone darting around my TV screen, it makes my blood boil.
I’ve recently had an accident, that was of no fault of mine, where I was stationary, and I was “shunted from behind by another car, who was also stationary, who got hit by an old man who for some unknown reason, decided not to stop with a que of car’s in front of him.
So now if that wasn’t bad enough, then came the fun part, getting intouch with my car insurance company to advise them of the situation, and to arrange for my car to be sent into the garage for fixing.
This is where the problems seem to start, and not from the day the accident happened.
My partners car is the car that had the accident, and it’s her car insurance company that annoy’s me, sent her car into a garge that “they” recommended we use, which is the first day the problems started. DWS Bodyworks too the car in to fix the bumber, and to fix the lock on the boot, as that was also broken in the accident. Simple huh…. well, i’ll be getting to that part next time.
Have you had a problem with your car insurance company, if so, please let me know, as i feel pretty lonely on this one at the moment.
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
You’ll see this term a lot in auto insurance policies or if you ever have to file an auto insurance claim. That’s because most auto insurance coverage reimburses you only for the actual cash value of your car. Your car’s actual cash value is calculated by determining its original value, minus the amount your car has depreciated since you bought it.