What happens when…
A 12yr old boy is riding bicycle down the street, he is hit by a car. His parents are Florida residents and have drive their Florida registered car to the scene of the accident. When they get there, the boy is being taken to the hospital. The policeman is giving the ticket to the driver of the vehicle for reckless driving. Will the hospital and doctors bills be paid by the driver of the car or the parent’s Florida auto insurance policy?
Answer: Both. The primary coverage will be the parent’s auto insurance policy under their PIP- personal injury protection coverage . That coverage will pay up to $10,000 in injuries. If the bills are greater than that, than the liability policy of the driver that hit the boy will pay excess. Call the Protection Connection at 954-929-9000 and check out our website www.ProtectionConnectionInsurance.com to learn more about what you are and are not covered for. At the Protection Connection, we can review your current auto insurance policy to see if you have any gaps in coverage and to make sure you are getting all the discounts that you qualify for. Call us today! 954-929-9000 www.ProtectionConnectionInsurance.com
Related Information
Best Ways To Save Money On Your Auto Ins
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
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Liability Coverage:
Liability coverage encompasses two things: Bodily Injury, Property Damage. In the most general sense, a liability is anything that is a hindrance or puts an individual at a disadvantage.