Virginia Auto Insurance Requirements for Liability Coverage
For Virginia car drivers, the state set requirements for your auto insurance coverage. The minimum Virginia auto or car insurance requirements are:
$25,000 for bodily injury coverage for one individual
$50,000 for bodily injury coverage for more than two individuals
$20,000 for property damage coverage
If you speak with a licensed Virginia auto or auto insurance agents for quotes, ask about the additional coverages you can purchase. With the Virginia quotes, ask about collision and comprehensive, personal injury protection, and uninsured motorist coverages. These tips for auto and car insurance quotes can give you peace of mind while driving in the beautiful state of Virginia. And remember – get multiple quotes!
Related Information
Best Ways To Save Money On Your Auto Ins
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
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Actual Cash Value:
You’ll see this term a lot in auto insurance policies or if you ever have to file an auto insurance claim. That’s because most auto insurance coverage reimburses you only for the actual cash value of your car. Your car’s actual cash value is calculated by determining its original value, minus the amount your car has depreciated since you bought it.