Most people only look at their insurance policy during two instances: point of purchase and after an accident has already occurred. That means people go years without taking a look at their insurance policy. Even if you don’t review your whole policy every year, at least be aware of the conditions of your policy. Print out or memorize what you are supposed to do in the event of an accident- according to your policy. If you do not comply with these requirements you may end up forfeiting some of your rights.
However if you have already gotten into an accident and need help deciphering the document, consult a personal injury lawyer by contacting the Injury Helpline (http://www.injuryhelplinelawyer.com). They will get you in touch with an injury lawyer in a timely manner. Don’t wait until it is too late!
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
Comprehensive Coverage covers your car or vehicle that is damaged other than through a collision.