The Other Side of the Argument

It’s no wonder car insurance companies provide such steep quotes for fresh-faced, recently passed drivers.

I stumbled across this piece, and was reading with some interest: who knew that, on average, our young, new drivers had so little experience, so few lessons?

Evidently, there has been a study undertaken to show that quite a few young drivers feel unprepared for being unleashed on the road. Many of them have only had up to 30 hours of practice, whilst it is recommended you should have 45 hours of training – in addition to 22 hours of private training.

It is common knowledge that insurance is expensive, and many people find it outrageous that companies can charge so much for insurance for new drivers. It can, in a lot of cases, be huge amounts of money. But rarely do we see it from their perspective. Car insurance companies are increasingly losing money on injury claims, with “bloodthirsty lawyers” always looking to squeeze out extra revenue. Not to mention the amount of claims which will be unjust, falsified, or completely fictitious.

And then there’s the fact that we live in an age of cheap deals, and websites that specialise in beating your last quote, and digging up the very best offer. People want their car insurance quotes to be delivered quickly, cheaply – and again the insurance companies will be under pressure to compete, to lower their prices. Again, the car insurance companies will be losing money.

There are plenty of websites that aim to give you plenty of compensation for accidents and injuries, too. There are personal injury claims lawyers who offer no win no fee deals, but strive to win something, anything – even if you haven’t been hurt in the first place. And then you have your own personal injury calculators, too. It really is a different world these days, developed over the last twenty years or so.

A world where the legal profession is blended with our lives and our cars more than ever. But is it really for the best?