The Different Types of Car Insurance

If you are new to driving and have just passed you test then you may be looking at getting a car and insuring it. However, do you know what insurance will best suit you? There are 3 main types of insurance to choose from and depending on your age, and the cost of the car you have bought you will find that one insurance type will cover you for a competitive price.

As a new and young driver the chances are that your first car will be under £1,000, and for young drivers with an inexpensive car it is advisible to go for Third Party Fire & Theft Insurance because fully comprehensive will be very expensive and lets face it, if your car insurance is costing you twice as much as the car it really isnt worth it.

fully comprehensive insurance is ideal if you are a mature driver who has a reasonably priced car, the premiums will be much lower if you have been driving for a certain amount of time and with fully comp you can get additional cover for your motor.

Third Party – Covers other road users in the event of an accident

Third Party Fire & Theft – Cover other road users in the event of an accident, whilst also covering you from theft or fire.

Fully Comprehensive – Covers other road users and yourself in the event of an accident. So if your car is damaged you can get it repaired.

For competitive car insurance deals for your car visit Hastings Insurance Services who will provide you with a quote.