ST. PAUL MINNESOTA CAR CRASH – NOT CAR ACCIDENT – ATTORNEYS EXPLAIN WHY THE WORD “ACCIDENT” USUALLY DOESN’T MAKE SENSE
Car Insurance Companies and Car “Accidents” – A St. Paul Minnesota Attorney’s View
Something has been bothering us for years: Insurance companies defending car crash cases always use the word “accident” when describing crashes their insured’s caused. Why, you may be asking yourself, do the car crash attorneys at Champion Law care? Because the insurance industry’s use of the word “accident” is no accident. They use the word “accident” to take blame away and by extension, to lower the amount they have to pay on a claim. The word “accident” means “an unfortunate event that happens by chance.” And that’s what the insurance industry wants injury victims and juries to think: people who suffer personal injuries aren’t victims of bad driving, but rather they were injured by an unfortunate event that happens by chance. In other words, stuff happens and we should all just move on with our lives.
But the car crash lawyers – sometimes mistakenly called car accident lawyers by the insurance companies – of Champion Law LLC don’t use the word “accident” when discussing the events that injure their clients. Instead, we use the word “crash”. Using the word crash makes it more clear that our clients were hurt because someone made choices. By definition, bad choices don’t cause “accidents” – bad choices predictably cause bad things to happen. For example, if a driver makes a choice to look for something on the floor of their car, adjust the radio when coming to an intersection, put on makeup while driving, trying to clear a yellowish/redish light, etc., those choices come with a predictable bad outcome – a car crash. Crashes happen because of bad choices – not because of chance.
The car crash lawyers at Champion Law – Robert Roe, Nate Bjerke and Kim Behm – take this attitude and attention to detail in every car crash case we handle. If you have been hurt in a car crash, don’t play the insurance company’s game. This is no accident and you shouldn’t settle for compensation commensurate with a “stuff happens” attitude.
Nate Bjerke
Champion Law LLC
3252 Rice Street
St. Paul, MN 55126
(t)651.766.5886
(f)651.766.5235
Licensed in Minnesota, Wisconsin and California
Related Information
Best Ways To Save Money On Your Auto Ins
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
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Liability Coverage:
Liability coverage encompasses two things: Bodily Injury, Property Damage. In the most general sense, a liability is anything that is a hindrance or puts an individual at a disadvantage.