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Short Term Car Insurance in the UK

Short term car insurance can be a great way of saving money if you don’t use the vehicle that often. You can also use this kind of policy to temporarily add another driver to your car.

Vehicle cover is costly for most drivers, especially young or new licence holders. Policies usually last for 365 days and can be renewed annually. This means that once you have agreed to a car insurance provider, you are probably bound to them for the next year.

Therefore, when you have chosen a vehicle cover company you are contracted to their services for 365 days. Short term car insurance in the UK means that with most companies you can insure a vehicle for anything between one and 28 days although some might provide you with insurance for up to 6 months. This might be used to pick up a new car from the dealership or put another named driver on your insurance policy temporarily.

A great advantage of temporary vehicle cover is the adjustability. The duration of the cover is up to you. Temporary vehicle cover in England is valid as soon as you pay for the insurance so it is quick to use if you need it immediately. The method of making an insurance claim is similar to normal insurance claims – if something happens you need to notify your vehicle cover company as soon as possible.

You can use temporary vehicle cover instead of normal year-long insurance policies but you will have to tell the authorities that your vehicle is off the road when you don’t have a valid policy. Car insurance is a legal requirement in the UK and you could be penalised for having no valid insurance policy – even if you are not using the car.

Temporary car insurance in England has been used by a lot of drivers. Many insurers also protect you if you want to go abroad to the continent so it is useful if you want someone else to drive when you go on a break. When trying to source temporary vehicle cover, have a look on the internet. Not only will you have hundreds of policies available at the click of a button but at http://www.markwallacepga.com you could also find deals that aren’t available on the high street.

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1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.

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