Questions, Questions, Questions – How To Decipher an Auto Policy

Should I switch insurance companies or wait until my policy ends?  Is there a cheaper policy that won’t compromise the amount of coverage?  Is it worth it to go through speaking with some agent that I won’t understand what they’re saying just to save a little money?  Will I even save money?  The average person asks themselves this every time their policy is up for renewal.  And for most people, people like me, we don’t switch policies because we don’t know much about the insurance we already have never mind the kind of insurance we think we want.  When my policy for my car insurance comes in the mail, I open it, check how much I have to pay each month, and then file it away.  I dealt with an agency for a time that would do all the work for me.  All I had to do was send an email saying “yes, that sounds like an amount I can pay” and a week or two later I would get the large envelope that had my policy.  If I did switch insurance companies it was all based on the amount of my payment, not my coverage.  Why is the Connecticut based agency Paradiso Insurance different?  Simply put, they care.  I spoke with them about my auto policy being almost over and asked if they could help.  Not only did they save me money, they actually explained to me what my policy meant and what was and was not covered; no more need to read insurance jargon.  I had a policy I understood, and a policy that was specifically perfect for me and my needs.

Jackie from Paradiso Insurance team