Having a car insurance policy in Ohio is not something people do for peace of mind, it happens to be the law. If you drive a car on an Ohio public road, you must have valid car ins. At the end of this article we will review how to find cheap auto insurance and go over Ohio auto insurance quotes. First, let’s review the legal limits of liability in Ohio.
In Ohio, the minimum required car ins coverages for Bodily Injury Liability is set at $12,500 per injured person and $25,000 for multiple persons injured in an accident. Additionally, the Ohio property damage limit is set at $7,500.
Even though the following Ohio car ins coverages are not required by law, we recommend adding personal injury protection, uninsured motorist and underinsured motorist coverages to further protect you.
Ohio uses a Tort system for car ins coverages. If an individual is found at fault for an accident, that individual or their car ins company are legally responsible for all damages. Remember to get Ohio auto ins quotes to protect yourself from legal damages.
If you’re shopping for Ohio auto insurance quotes, you’ve come to the right place. You can find cheap auto insurance in your area by simply entering your zip code above and getting Ohio auto insurance quotes from the top providers listed. You can compare auto insurance quotes and save money in no time!
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
Underinsured Motorist Bodily Injury covers you, the other people on your policy and your passengers for damages or death caused by a person without sufficient car insurance.