NYS Required Minimum Auto Liablity Coverages

Many People ask what is the minimum coverage I need to have to be legal in NYS. New York State law requires that motorists carry a minimum amount of Bodily Injury liability insurance of $25,000 for one person, $50,000 for bodily injury to all persons, and $10,000 for property damage in any one accident. You are also required to carry personal injury protection otherwise know as ”no-fault”  coverage of $50,000. In most cases it is beneficial to carry limits that are higher than the minimums to be properly protected. A motorist insurance policy is also required  to provide uninsured motorists coverage (for bodily injury), subject to the same minimums listed above for bodily injury. An insurance professional can best help you by my making customized recommendations for your situation.