Most people don’t realize that in a new year some of their qualifications for insurance may have changed…for better rates. It’s important to review your existing policies and rates with your current agents as well as have new companies give you a fresh quote for your insurance needs. You might be pleasantly surprised.
Some things that might have a good affect on your current rates:
1. A speeding ticket may be dropping off your driving record.
2. A change of location could bring your rates down.
3. Marital status may have changed.
4. Change in vehicle?
5. Educational status?
These are just a few of the points to consider that my have a positive affect on your insurance rates. Call your existing agent and then call a few others to get a fresh quote for a fresh year!
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
Bodily Injury Coverage covers the cost of injury or death that you are responsible for. This coverage does not include your car, you or other people on your policy.