Most and Least Expensive Cars to Insure

We’re all looking to save money for cheap car insurance.  Who isn’t?  But what makes one vehicle more expensive than another to insure?  The stereotypes of the drivers of a particular vehicle speak volumes to an auto insurance company.  What are you doing with your Ford Shelby GT500 or your Dodge Viper?  More than likely, driving fast.  These cars are known to attract drivers with high risk.  SUVs and minivans are usually driven by mothers and are considered less risky to a car insurance company.  Yahoo finance compiled a list of most and least expensive cars to insure.  Is yours on the list?

Most Expensive Cars to Insure

No. 1 Most Expensive: Nissan GT-R 
Sports car 
$2,533
No. 2 Most Expensive: Dodge Viper 
Sports car 
$2,446
No. 3 Most Expensive: BMW M6 
Sports car 
$2,236
No. 4 Most Expensive: Ford Shelby GT500 
Sports Car 
$2,186
No. 5 Most Expensive: Mercedes-Benz G-Class 
SUV 
$2,088

Least Expensive Cars to Insure

No. 1 Least Expensive: Hyundai Santa Fe 
SUV 
$832
No. 2 Least Expensive: Kia Sportage 
SUV 
$840
No. 3 Least Expensive: Hyundai Entourage 
Minivan 
$848
No. 4 Least Expensive: Kia Sedona 
Minivan 
$857
No. 5 Least Expensive: Kia Rio5 
Passenger 
$870

The company calculated nationwide average car insurance premiums for almost 300 2009 model-year vehicles. Averages are based on a 40-year-old male driver who commutes 12 miles to work. This driver has policy limits of $100,000 for injury liability for one person; $300,000 for all injuries and $50,000 for property damage in an accident; and a $500 deductible on collision and comprehensive. This policy also includes uninsured motorist coverage. Rates were averaged across multiple ZIP codes and insurance companies.

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