Whenever you’re trying to get low cost car insurance, you have to understand what affects your rates. The more you know up front, the easier it will be to get cheap car coverage.
pubDate:Mon, 14 Dec 2009 16:36:59 -0600
Original Link:Low Cost Car Insurance – Getting Your Rates Down – insurancebazaar.net
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
Collision Coverage covers damage to your vehicle if your car hits or is hit by another vehicle, less your deductible.