Admit it, you stay awake at night wondering how companies set rates!
Original Link:Learn How Car Insurance Rates Work to Help You Save Money – insurancebazaar.net
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
Property Damage Coverage covers damages made by your car to another individual’s property.