Just Say Yes! 7 Steps to Better Insurance Protection for Your Church.

If you can say “Yes” to these 7 questions about your church’s insurance program then you are probably well protected.  If not, then bring this list to your insurance broker and use it as a guideline to update your policy.

 1)       Does the person with the primary responsibility for your insurance speak the “lingo” or is there a member of the congregation that can?

2)      Do you always consider price as well as coverage when making your insurance decision?  And do you understand the risks associated with not purchasing the correct coverage?

3)      Does your broker offer to review your risks and insurance coverage with you every year?

4)      Do you have a contractor or appraiser help you to value your church building periodically?

5)      Do you have Improper Sexual Conduct Coverage in place as well as the associated risk management procedures?

6)      Does your church board understand the risk of serving on your board and the need for Directors & Officers Liability coverage?

7)      Do you understand the risk associated with your staff and volunteers driving on church business and do you carry an adequate limit for your Hired & Non-owned Auto coverage?

 SteelBridge Insurance Services is a Religious Institution Insurance Specialist and we are always happy to answer your questions no matter how big or small so Contact us today at (888) 647-4777 for more information.