
1. How much coverage do you have?
2. Do you have collision? If so, what is the deductible?
3. Do you have comprehension coverage?
4. Do you know what your comprehension covers?
5. Who is my insurance company?
6. Do you have the lowest possible coverage you can get?
If you cannot answer these questions then you should contact another insurance agent because your current agent did not do their job. Call me, Chris Paradiso at 1-800-660-2991 or visit our website at www.paradisoinsurance.com
Chris and Jackie from the Paradiso Insurance Team
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
You’ll see this term a lot in auto insurance policies or if you ever have to file an auto insurance claim. That’s because most auto insurance coverage reimburses you only for the actual cash value of your car. Your car’s actual cash value is calculated by determining its original value, minus the amount your car has depreciated since you bought it.