Insurance Adjusters

The insurance companies, at no extra charge, provides an adjuster to you during your time of a claim. You can also contact any independent adjuster who has no link up with your insurance company. But, in this case you’ll have to shell out extra money as a part of the fee of the adjuster. Such independent adjusters come under the category of public adjusters and can help you anytime in setting your claim. Following are a few points you need to know:

• Your public adjuster can charge you as much as 15 percent of the total value of your settlement in return of your services. This fee is not covered by your insurance policy. The insurance department of your state can set the percentage charged by the adjusters in case of natural calamities.
• Before deciding on any public adjuster, check for his or her qualifications by calling your state insurance department.
• It’s a good idea to avoid those adjusters who go from door-to-door after a major disaster, unless you are sure they are qualified.

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