In Winter, it doesn’t take a lot to get a Ding in your Windshield

Here in the Pacific Northwest, lots of towns use sand or gravel on the road rather than salt when it snows. This means that it doesn’t take a lot for a little pebble to fly into your window and leave an ugly blemish. This doesn’t mean though that you will have to replace the whole windshield. If you carry comprehensive coverage on your auto insurance policy, you might be better off to repair the damage instead of replacing the whole windshield.

You’re asking why? It’s pretty easy, if you do have comprehensive coverage and the ding can be repaired, you don’t have to pay any deductible on this repair-job. But if the whole windshield needs to be replaced, you have to pay the deductible, as defined in your policy.

So remember, if you get one of those ugly blemishes, check into your coverage and see if it can be fixed. You won’t regret doing this, as it might save you money.

If you have any questions on your auto insurance in the Seattle or Tacoma area, please don’t hesitate to visit our website, send us an email or give us a call us at 888-433-0031. We offer free quotes or review of your current coverage. Homer Smith Insurance is an independent insurance agency serving Washington, but we are also licensed for Oregon, California, Nevada and Arizona.

Your Homer Smith Insurance Team