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How to Get a Quote for Your Classic Car Insurance

An insurance quote can be obtained in a variety of ways: you can obtain it in person, by mail or phone, or get an online car quote.  Companies specializing in vintage and/or antique car insurance, which offer somewhat different services (which can include, in some cases, mileage-based rates as well as various different kinds of coverage), are no different.

Currently, most insurance companies provide simple and quick online quote services.  In many cases, you’ll be required to enter a range of information in order to get an accurate quote.  You’ll initially need to input basic data such as your birth date and location, possibly including both the place where the vehicle is garaged, and the state, county and city in which it’s registered.

After this, you will probably be asked to enter pertinent information about the vehicle itself.  This typically includes the year, make, and model.  You may also be asked to select from a range of types of vehicle: auto, truck, motorcycle, tractor, et cetera.  Many companies specializing in classic auto insurance use an agreed-value system, and in these cases you will be asked to enter the value of the car, as well as whether it has been modified or not.  Some providers will, with some restrictions, offer a certain number of choices in terms of what sort of deductible you’d like.  Some will ask for other data, possibly including the kind of garage in which the car is kept, annual mileage, and so on.

To get a free classic car insurance quote, click here.

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Glossary

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Actual Cash Value:

You’ll see this term a lot in auto insurance policies or if you ever have to file an auto insurance claim. That’s because most auto insurance coverage reimburses you only for the actual cash value of your car. Your car’s actual cash value is calculated by determining its original value, minus the amount your car has depreciated since you bought it.

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