The 2009 GMAC Insurance National Drivers Test rankws Alabama drivers 26th in the nation for theirdriving knowledge. That's a slip from the state'z 15th ranking In 2008. The fifth annual which polled 5,183 licensed Americans from all 50 statees and the Districtof Columbia, is designe to gauge driver knowledge by administering 20 actual questionws taken from state Departmenf of Motor Vehicles (DMV) exams. Alabama drivers had an average scoreof 77.1 perceng (70 percent or higher is requiree to pass the test). The Northeast had the lowest average test scoresof 74.
5 percent and the Soutyh had the highest failure rate of 41 Idaho and Wisconsin drivers tied for firsft in the nation, with an average test score of 80.6 New York drivers ranked with an average score of 70.5 percent. The surveg found that 20.1 perceny of licensed Americans — about 41 million drivers — would not pass a writtej drivers test exam iftakenb today. Winston-Salem, N.C.-based GMAC Insurance Group is one of the largesty automobile insurers in the United States and is a wholl owned subsidiaryof .
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
You’ll see this term a lot in auto insurance policies or if you ever have to file an auto insurance claim. That’s because most auto insurance coverage reimburses you only for the actual cash value of your car. Your car’s actual cash value is calculated by determining its original value, minus the amount your car has depreciated since you bought it.