Have high oil and food prices put a bind on your budget? Here are a few ideas to help ease the pain by saving on your auto insurance.
Higher Deductibles – With both auto and homeowner insurance, taking a higher deductible can be a great way to cut your premium significantly. Take advantage of this savings by choosing the highest deductible you feel comfortable absorbing on your budget. Ask yourself when you last had a claim, and during that time how much money would you have saved with a higher deductible.
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1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
Uninsured Motorist Bodily Injury covers you, the other people on your policy and your passengers for damages or death caused by an uninsured motorist.