If you’re reading this, you were probably in a fender bender not too long ago. Either a fender bender or a full blown car accident where your car rolls six times and you wake up 3 days later in an unfamiliar place. Either way, you probably wish you found this article before getting into that mess, but it’s better late than never, right? While most things should be done right after the accident, there are a whole slew of things that have to be done days later. This article will explain the procedures you need to do after getting in a car accident; from dealing with the government to working with your insurance company.
“It all happened so fast” is a common response people gave me when I asked them to tell me about their experience being in a car accident. And, indeed, it does happen fast. With this in mind, the first thing you should do after an accident is stay in your car and calm yourself down. Take a look around and see what it is that you hit, or see what hit you. Most cellular phones have cameras, but if yours does not then you need to buy a disposable camera and keep it in your glove box.
More coming soon!
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
Bodily Injury Coverage covers the cost of injury or death that you are responsible for. This coverage does not include your car, you or other people on your policy.