Erie Auto Insurance Quote: Six ways to save on your auto insurance

6 ways to  we can save our clients even more money on their car insurance.  Besides Erie Insurance great rates there are ways to save even more money.  I will go over 6 different ways to reduce your car insurance premiums.

6 ways to save on car insurance.

1. Look for Safe Vehicle Discounts
Many companies offer discounts for various safety features on your vehicle, including air bags, alarms, factory-installed mechanical seatbelts and antilock brakes. In getting updated insurance quotes, be sure to indicate such safety features to benefit from available discounts.

2. Good driving is rewarded by insurance companies.
Most insurance companies reward good driving with lower premiums.  If you haven’t had any accidents or tickets in the last three to five years, go to Groningerinsurance.com and see how much money your wasting on your current insurance policy.

3. Pay Less for Driving Less
Many insurance companies will offer discounts on vehicles that incur low annual mileage. In fact, some companies have a predetermined number of what they consider low mileage. Has your commute changed? If so, it might save you money to get an updated quote.

4. Pay your Premiums in Full: Don’t Pay in Monthly Installments
Additional administrative fees are commonly applied to payments when you split your premium in to installments (i.e. monthly, semi-annual, annual). Be aware that a monthly fees can be $5,$7, even $10 .  The Erie Insurance offers discounts for paying in full or the first three months of your policy period.  The Erie also offers an expresspay option which is monthly with no service charge.  The expresspay will not provide any discount though.

5. Look for Multi-policy Discounts
The most under recognized car insurance discount results from the multi-policy discount: buying your auto insurance and your homeowners insurance from the same insurance company. According to the Insurance Information Institute, a multi-line policy can save you up to 15% on both premiums.  Some companies like Erie also provide a life insurance discount.  If you have a combined amount of life insurance with Erie you receive a discount on your auto insurance

6. Don’t Overpay for Your Unnecessary Coverage
You may be paying for coverage that you don’t need. For example, you may have uninsured and under insured motorist coverage on your auto policy that is stacked.  This means if you have two cars you double the coverage, three cars you triple.  But after a review of your policy with one of our professional agents you may benefit from unstacking that coverage.  If you had two cars at one time and now only have one then stacking would not benefit you and your overpaying for that coverage.

Our goal at  Groninger Insurance is too keep your auto insurance affordable while protecting your important assets.  Allow us to review your insurance needs today at 800-491-6485.