There is a balance between accepting cheaper car insurance and going for a slightly more expensive policy that offers better protection. We look at how to get this balance right.
1. Drive Less for and get a discount
Some carriers will discount your premium with a low-mileage discount if you drive less than 7,500 miles per year. Also ask your agent if you can receive a commuter discount for using public transportation.
Property Damage Coverage covers damages made by your car to another individual’s property.