7 sure fire auto insurance tips from Kernan Insurance

April is auto insurance awareness month in the state of Ohio. With that being said, Powell Ohio based Kernan Insurance would like  you to be aware of some things that can make your auto insurance needs seemless.

1. The first tip is to examine your auto insurance policy to see if you need to  a) revise it,  b) reflect any improvements or c) changes that might affect your coverage needs.  For instance, did you buy another car? Did someone finally become legal to drive? It’s easy to overlook, thus, it would be a good time review these things with your Kernan Insurance agent.
2. Did you know that the state of Ohio has specific minimum coverage requirements that every driver must meet?  Yes, it’s true while getting the minimum amount of coverage will cost less, it may not provide enough coverage in the event of a serious accident. If you are involved in an accident and the costs of injury or damage are more than the coverage, you may be required to pay the difference. Ask your Kernan Insurance agent to find out just how much protection minimum coverage provides and the risks involved with only getting minimum coverage. Once you have done that, ask your  Kernan Insurance agent what the price difference would be to increase your coverage limits.
3. Talk with your Kernan insurance agent regularly to find out what the best coverage for you and your family and your family’s budget might be.
4. A good tip on saving money on a your auto insurance would be to increase your deductibles.
5. Another would be to drive safely and reduce the amount you use your car to reduce wear and tear.
6. Ask your Kernan Insurance agent about available discounts, such as a good driver or good student discount.
7. Call your Kernan Auto Insurance representative ASAP.

You can reach a Kernan Insurance agent a number of ways. 1) Call us at 614-764-0121,  2) email us at jtkernan@kernaninsurance.com or jump on the Kernan insurance website or stop on in our Powell, Ohio offices